Growing Wealth That Matches Your Grind

If your money isn’t moving, it’s missing out. Let’s turn that paycheck into progress.

We’re making investing effortless with curated ETF options, expert-backed guidance, and zero platform fees. No fluff, just real growth.
Start Investing Today

10+

Curated Investment Options

R2.3T+

in Global Expertise

R0

Zero Platform Fees

Smarter investing. Built for your unique needs

Your money, your rules—we just make it grow effortlessly. Vault22 builds you a personalised portfolio of ETFs from up to 12 asset classes, all tailored to your investor profile.

No guesswork. No wasted time.
Investor Profile
Conservative Cautious Balanced Growth Aggressive
Conservative

Discover your investor profile now!

You make it custom. We’ll do the rest.

Choose from 10+ highly curated portfolios and we’ll handle the trades and rebalance your portfolio for you. Every portfolio is designed around your investor profile.

We’ll make it easy and safe to customise by helping you see when your choices won’t be in line with your preferred risk level.

Balanced Buffet

You’ve nailed the balance between calculated risk and meaningful growth. You’re making smart moves that preserve your money while chasing higher returns. Keep on channelling your inner Warren Buffet.

Growth focused

Risk fuels you, rewards drive you. Maximising returns over preservation is your game, and you’re ready to take bold steps for long-term growth. Stay pumped, victory is in sight!

Aggressive risk profile

You’re all in, and it shows. The high and the lows don’t faze you, they fuel you. With your eyes on high-growth opportunities, you embrace the risks and aim straight for the stars. Keep crushing it!

Conservative risk profile

Some call you conservative. We call you strategic. You're playing cool and that's smart. Keeping your money secure is your end game. You don’t take wild risks, only calculated moves. Slow and steady doesn't just win the race, it quietly builds your wealth.

Cautious risk profile

You’re not just in the game; you’re learning to master it by balancing growth and stability. You're open to a bit more risk for bigger rewards, with a close eye on your cash. You're climbing with a purpose!

Growing wealth is easy as

#1

Set Your Goal

Choose what you're working towards - a car, a ring, a dream trip, or just a solid emergency fund. We’ll help you build the plan.

#2

Fund Your Goal

Get personalized ETF investment options and start with as little as R500. Show your future self you mean business.

#3

Set Recurring Payments

Set recurring contributions that run on autopilot. Weekly, monthly - you decide. We’ll keep the momentum going.

#4

Track & Tweak Anytime

See how close you're getting in real time. Adjust your timeline, top up when you can, or pause if life gets spicy.

Investing that accounts for your needs.

Invest for NOW

Level up your bucks for the things you actually want—holidays, a new car, or that side hustle. Your money grows while you plan.

Invest for Later

Future you deserves more. Vault22 helps you build long-term wealth so tomorrow feels like an upgrade, not a downgrade.

Invest for everything else

From big dreams to smaller splurges, investing isn’t just for the serious stuff. Your cash should be working for whatever comes next

Invest even faster with Vault22

Expert-backed strategies, no paperwork or waiting around and zero platform fees. Just set, grow, and go

Investing that makes sense, for just cents

For your R500 investment, less than R1 gets you smart investing, expert guidance and full transparency.
Here’s the breakdown
  • Your initial investment: R500.00 🏆
  • Trading fees (0.11% per year) + VAT: R0.61
  • Monthly advice fee (0.75% per year, so ~0.0625% per month) + VAT: R0.36
  • Your net investment: R499.03

Performance calculator

Good
Average
Below average
Projected returns P.A.
8.8%
Projected volatility P.A.
13.5%
In 10 years you could make:
  • R23 120
  • R18 770
  • R15 580
Growing your money is a slam dunk
Your money and data are protected with bank-grade encryption.
We bring you investments from Prescient and Coronation and are backed by SC Ventures, Old Mutual & Franklin Templeton.
No hidden fees, just clear, fair investing.

Frequently Asked Questions

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Growing Your Money Starts Here